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  <xs:element id="finw_CreditEnhancementAssetIncome" abstract="false" name="CreditEnhancementAssetIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="finw_CreditEnhancementAssetCreditLossesSettled" abstract="false" name="CreditEnhancementAssetCreditLossesSettled" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="finw_CreditEnhancementAssetCreditEnhancementReclassification" abstract="false" name="CreditEnhancementAssetCreditEnhancementReclassification" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="finw_PersonalPropertyMember" abstract="true" name="PersonalPropertyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_CommunityBankLeverageRatioFrameworkAmountAbstract" abstract="true" name="CommunityBankLeverageRatioFrameworkAmountAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="finw_CommunityBankLeverageRatioFrameworkRatioAbstract" abstract="true" name="CommunityBankLeverageRatioFrameworkRatioAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="finw_FederalHomeLoanBankSecuredLineOfCreditMember" abstract="true" name="FederalHomeLoanBankSecuredLineOfCreditMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_FederalReserveBankDiscountWindowMember" abstract="true" name="FederalReserveBankDiscountWindowMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_PacificCoastBankersMember" abstract="true" name="PacificCoastBankersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_ZionBankMember" abstract="true" name="ZionBankMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_BankOfTheWestMember" abstract="true" name="BankOfTheWestMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_LossContingencyNumberOfIndividualsAffectedByAllegedDataBreach" abstract="false" name="LossContingencyNumberOfIndividualsAffectedByAllegedDataBreach" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="finw_A2019PlanMember" abstract="true" name="A2019PlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_A2016PlanMember" abstract="true" name="A2016PlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_A2019PlanAnd2016PlanMember" abstract="true" name="A2019PlanAnd2016PlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualLifeAbstract" abstract="true" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsWeightedAverageRemainingContractualLifeAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="finw_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" abstract="true" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsAggregateIntrinsicValueAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="finw_MeasurementInputDiscountToNonVotingSharesMember" abstract="true" name="MeasurementInputDiscountToNonVotingSharesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_EquityMethodInvestmentMeasurementInput" abstract="false" name="EquityMethodInvestmentMeasurementInput" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="finw_FairValueAssetMeasuredOnNonrecurringBasisAbstract" abstract="true" name="FairValueAssetMeasuredOnNonrecurringBasisAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="finw_ImpairedLoansMeasurementInput" abstract="false" name="ImpairedLoansMeasurementInput" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="finw_MeasurementInputExpenseGrowthRateMember" abstract="true" name="MeasurementInputExpenseGrowthRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_MeasurementInputMultiplesOfEnterpriseValueMember" abstract="true" name="MeasurementInputMultiplesOfEnterpriseValueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_BusinessFundingGroupLLCMember" abstract="true" name="BusinessFundingGroupLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_LoansSourcedFromBFGMember" abstract="true" name="LoansSourcedFromBFGMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_CommissionsPaidToBFGMember" abstract="true" name="CommissionsPaidToBFGMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_DistributionsFromBFGMember" abstract="true" name="DistributionsFromBFGMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_TraditionalBankingMember" abstract="true" name="TraditionalBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_BaaSMember" abstract="true" name="BaaSMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_TreasuryAndAdministrationMember" abstract="true" name="TreasuryAndAdministrationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_NoninterestIncomeAdjusted" abstract="false" name="NoninterestIncomeAdjusted" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="finw_LaborAndRelatedExpenseAdjusted" abstract="false" name="LaborAndRelatedExpenseAdjusted" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="finw_OtherNonInterestExpenseAdjusted" abstract="false" name="OtherNonInterestExpenseAdjusted" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="finw_IncomeBeforeOtherOperatingExpenseAllocation" abstract="false" name="IncomeBeforeOtherOperatingExpenseAllocation" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="finw_TalliedTechnologiesInc.Member" abstract="true" name="TalliedTechnologiesInc.Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="finw_IncreaseDecreaseInCreditCardReceivable" abstract="false" name="IncreaseDecreaseInCreditCardReceivable" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="finw_IncreaseDecreaseInCreditEnhancedPortfolio" abstract="false" name="IncreaseDecreaseInCreditEnhancedPortfolio" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
