Biography

Mr. Stines serves as the Chief Compliance and Risk Officer of FinWise Bancorp and FinWise Bank, ensuring compliance with banking laws and regulations and identifying and mitigating risks to support the bank's strategic objectives. He focuses on building and enhancing compliance and risk management programs in ways that are both cost-effective and innovative. He joined FinWise Bank in December 2025, bringing more than 20 years of experience in the financial industry.

Previously, Mr. Stines served as Chief Risk Officer at Coastal Community Bank, overseeing areas including consumer compliance, enterprise risk management, regulatory affairs, and BSA programs. Before that, he worked at EY as an Executive Director in the Regulatory Practices group, helping major U.S. financial institutions strengthen their compliance and risk frameworks.

Mr. Stines holds a BS in Management from the University of Colorado, as well as a Master of Science in Finance and a Juris Doctor degree from Seattle University School of Law. His interests include international travel, cycling, and attending his sons’ ski competitions.